Incredibly, its estimated that there are more than 1.5 million UK drivers at risk of paying a £1000 fine for having the incorrect details listed on their driving licence.
It may seem like a small mistake, but at the end of the day, incorrect details are illegal and you’re actually breaking the law until you have the information updated and put right.
Most people’s details change because they’ve moved properties or married a partner, forgetting to tell the DVLA of changes on their licences.
Common Incorrect Details . . .
According to research completed by The Mirror, there are 1.5 million motorists in the UK that are driving with incorrect details on their licences. In most scenarios, you would think twice, but as soon as a £1000 fine is mentioned, everything soon becomes more of a priority.
Common incorrect details on UK licences include:
- Incorrect address
- Incorrect surname (Forgetting to update your maiden name)
- Driving vehicles without the correct licence category
- Out of date photo
Speed traps catch out most drivers or routine police stops. However, others have been known to get a slap on the wrist and a hefty fine through hiring a car.
Having the Incorrect Licence Category:
As you know, there are a few licence categories that you can earn on the back of you driving licence. Most commonly, additional training includes trailer training for a B+E licence and HGV training for C1 licences.
Unfortunately, you cannot simply drive a vehicle that falls under either of these categories without completing the relevant training and examination.
The three most common additional driving categories are:
- B+E Category
- C1 and C1+E Category
- D1 Category
How to Avoid a £1000 Fine . . .
Its easy to avoid the unwanted fines.
Updating the details on your existing driving licence is completely free so there is no reason why you should be getting caught out and paying large fines from the DVLA.
Of course, if you’ve had your licence for a number of years, forgetting basic changes such as updating your photo is easily understandable.
The DVLA advises that you update your licence photograph every 10-years or whenever there has been a significant likeliness change or alteration with your appearance.
You can change your photo on your driving licence for £20 – a pretty small price to pay instead of the £1000 that’s already on offer.
Understanding Insurance Premiums:
Incorrect details on your driving licence wont necessarily impact your coverage if you ever have to make a claim, but it can make it a lot more difficult.
However, incorrect details such as your current address can raise (or lower) your annual payments. Location plays a major part in costs for insurance providers and it’s all based around the risk factors in that area.
For example, if you lived in a “low risk” area and paid an annual premium of £600 and then moved to a “high risk” area, your insurance repayments could rise up to £750 a year – it really depends on the area you relocate to.
If you’re considering learning to drive, make sure that the information on your provisional driving licence is correct and up to date. Even after taking intensive driving lessons, if your details are wrong, you wont be able to take your test.